Faculty and staff at the Claremont Colleges navigating a 403(b) or other academic retirement plan and its particular rules around contributions and withdrawals.
Serving Claremont,
a city built around learning
Claremont has earned its nickname, the City of Trees and PhDs, honestly. Between the seven Claremont Colleges, the tree-lined streets, and a downtown Village built for walking, it's a city where education and community both run deep. That shows up in the financial questions we hear most from Claremont clients: how a 403(b) or academic retirement plan actually works, how to fund a child's education without derailing retirement, and how to plan a legacy that reflects a lifetime of careful, deliberate choices. Our office is just down Foothill Boulevard in Upland, and we've built our practice around exactly these kinds of questions.
What Claremont Clients Bring to Us
We regularly work with:
Small business owners in and around the Village managing a business that depends on foot traffic and seasonal college-town rhythms.
Families balancing private school or college costs, sometimes for multiple children at once, with their own retirement savings.
Retired professionals and professors weighing required minimum distributions, pension elections, and how to structure a legacy for the next generation.
How we help Claremont clients
Wealth & Investment Management — A diversified portfolio built around your goals and adjusted as markets and your life change.
Tax-Efficient Retirement Planning — Retirement income structured around account type, timing, and withdrawals, including academic retirement plans, to minimize tax along the way.
Estate Planning — We work alongside your legal and tax professionals so your estate plan reflects your actual wishes.
Insurance Planning — A review of your life insurance and long-term care coverage to close gaps and align protection with the rest of your plan.
Meet with us,
in person or virtually
Corporate Office: 818 North
Mountain Avenue, Suite 200,
Upland, CA 91786
Office: (909) 981-1720
You’re Only 3 Steps Away From a Plan
Built for Your Life
Step One: Fact Finding
We begin by conducting an in-depth exploration of your financial and personal circumstances.
Step Two: Roadmap
Working closely with your tax and legal professionals, our team crafts a detailed financial roadmap with informed recommendations aligned with your goals.
Step Three: Execution
With your approval, we implement each strategy with precision, ensuring every move supports your objectives.
Frequently Asked Questions
-
Do you have an office in Claremont?
Not directly in Claremont, but our office is just down Foothill Boulevard in Upland. We meet with Claremont clients both in our office and virtually, whichever works best for you.
-
Do you work with faculty and staff at the Claremont Colleges?
Yes. We regularly help clients navigate academic retirement plans like 403(b)s, along with the broader financial planning questions that come with a career in higher education.
-
Do you offer virtual meetings or work with out-of-state clients?
Yes. We regularly meet with clients virtually, and our advisors are licensed to work with clients across a number of states, so distance isn't usually a barrier to working together.
-
What makes 1on1 Financial different from other advisors?
We take an integrated approach rather than looking at pieces of your finances in isolation. Investment management, tax planning, estate planning, and insurance are coordinated into one strategy, so every decision supports the full picture.
-
How is 1on1 Financial compensated? Are there hidden fees?
We believe in straightforward, transparent pricing. Before we begin working together, we walk through exactly how we're compensated so there are no surprises.
