Broker Check

Team

We believe our teamwork approach adds a broader perspective to all we do and provides increased benefits to our clients.

Our team of financial professionals can help you address:

  • Investing principles and strategies
  • Retirement investing and distribution strategies
  • Estate conservation issues
  • Risk management

We also can answer your questions, including:

  • Can I retire early?
  • Are my investments working hard enough?
  • What’s the best approach for college savings?
  • What are the elements of a sound estate strategy?
  • Do I have enough life insurance for my family?

Our experienced professionals have helped many people just like you with similar issues and concerns. We specialize in creating an approach that is designed to address your individual situation.

 

With over two decades of experience in the financial planning and insurance industry, Philip heads 1 On 1 Financial as founder and CEO.

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David Espinosa

Financial Planner, ext. 201

909-981-1720

909-949-2917

With over 10 years in the financial industry, David's areas of emphasis include comprehensive financial planning, custom portfolio management, and strategies for retirement planning.

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Joel Harworth

Financial Planner

909-981-1720

909-949-2917

Joel joined 1on1financial in April 2016. He comes with over 16 years of experience in the Financial Services field. Joel’s previous experience was in credit unions where he provided financial advice as well as providing exceptional...

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Ernest J. Reyes has accumulated over thirty years of industry experience in financial management and investment advisory. Ernest started his career in the financial industry in 1987 holding positions with such companies as Deloitte...

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Janis Lakkees

Medicare Specialist

909-981-1720

Janis comes to us with over 12 years of experience in the insurance industry. Her knowledge and passion for helping others make her a perfect fit for 1on1 Financial. Janis is dedicated to helping seniors understand Medicare and to...

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Rose Pedroza

Medi-Cal & Long-Term Care Specialist

909-981-1720

Rose has spent more than 16 years helping families obtain government benefits and plan for long-term care for their loved ones. Rose brings a personal touch to this process, as she learned firsthand the care challenges facing the...

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Leslie Coulson

Relationship Manager, ext. 202

909-981-1720

909-949-2917

As Relationship Manager, Leslie is responsible for marketing and client acquisition. This is done by organizing client events, financial workshops and working with our client’s to obtain referrals and new business.

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Isahi "Mia" Guerrero

VP Operations, ext. 203

909-981-1720

909-949-2917

As VP of Operations , Isahi is responsible for handling the company's daily operations.

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Rachel comes to us with an extensive customer service and call center background; In addition to handling the telephone, she takes care of all outgoing correspondence and assists the VP of Operations with client service, back office...

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Alina Leon

Administrative Assistant

909-981-1720

909-949-2917

Alina is our capable and knowledgeable Administrative Assistant. She works with every team member of 1on1 and is involved in various aspects of the firm, from answering the phone to assisting with creating and processing paperwork for...

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